December 23, 2025

PayPal Bank: PayPal Applies for Industrial Bank Charter to Expand Small Business Lending

PayPal Bank

PayPal is applying for an industrial bank charter in Utah to launch “PayPal Bank.” The move would expand small business lending, enable interest-bearing savings accounts, and deepen PayPal’s competition with traditional banks. PayPal is taking a decisive step toward becoming a full-fledged financial institution. The fintech giant has officially applied for an industrial bank charter

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